Assam MMLSAY Scheme 2023: The Chief Minister of Assam Dr. Himanta Biswa Sarma launched Mukhya Mantri Lok Sevak Arogya Yojana Online IT Portal for Medical Reimbursement of Government Employees and pensioners in August in the presence of Keshab Mahanta, the minister of Medical Education & Research, Information Technology, etc. Assam and Jayanta Mallabaruah, minister of public Health Engineering, Tourism etc. of Assam.
Assam MMLSAY Scheme | Mukhya Mantri Lok Sevak Arogya Yojana 2023
Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) scheme is a health insurance scheme for government employees of Assam Government. With the help of Assam MMLSAY Scheme 2023 the existing reimbursement scheme for state government employees will be replaced with the new one.
Assam MMLSAY to be processed in the following ways:
- Self registration or registration at district kiosks for beneficiaries incl dependents
- Kiosks to be available either Jt. Director of Health Services Office or Medical College
- Treatment cost to be reimbursement as per CGHS approved rate
- Request for advance payments can be done online
- Advance reimbursements to be directly credited to hospitals
- End to end claim processing in a single IT Platform
- Aadhaar linked process to prevent fraud claims
- Claims to be reimbursed within fixed time of 90 days
Private Insurance Vs MMLSAY
| Private Insurance | MMLSAY |
|---|---|
| Pre-existing diseases not covered. | All pre existing disease covered |
| Premium amount varies as per age slab | Premium amount is fixed till the age of retirement |
| Premium charged for old age persons high | Premium rate varies as per grade of employee, not as per age slab |
| Health insurance policy is issued on fixed sum-insured basis, whether it is individual policy or family floater policy | Reimbursement will be done as per pre-approved CGHS rate irrespective of claim amount |
| Premium amount varies depending upon the size of the family | Number of beneficiaries in a family not fixed. All the members covered under one scheme |
| There is no help desk available at District level to resolve queries related to claim process | Kiosks will be available to help the beneficiaries in the Jt.DHS Offices/Medical College Hospitals. |
| The premium amount to be paid once for the whole year | The premium contribution will be deducted per month from the salary |
| Only in empanelled hospital, patient can get the treatment, else they need to bear the costs | Beneficiary can avail treatment in any authorized hospitals across India & get reimbursement |
| Sum insured can be changed based on the schemes chosen by the beneficiary | Sum insured is unlimited at per CGHS approved rates |
| Customers having diabetes & hypertension, or any other Pre-existing illness, need to undergo Medical test before taking policy | All eligible beneficiaries can avail the services immediately after enrolling in the scheme |
| Cost of OPD medicines not covered | Cost of OPD Medicines for post operative treatment covered |
Features of Assam MMLSAY Yojana 2023
- All the Government employees and pensioners drawing salary and pension from the state exchequer are eligible for Assam MMLSAY Scheme 2023.
- Medical reimbursement will be done as per CGHS rates
- An employee/ pensioner can avail treatment in any hospital fulfilling minimum criteria
- Regular SMS updates will be given to beneficiaries
- Provision for advance and part reimbursement
- Reimbursement in a time bound manner directly in the bank account of the beneficiary.
Assam MMLSAY Scheme 2023 Overview
| Scheme Name | Mukhya Mantri Lok Sevak Arogya Yojana (MMLSAY) |
| State | Assam |
| Launch By | Assam Government |
| Eligibility | Government Employee of Assam |
| Registration Mode | Online |
| Category | Scheme |
| Beneficiary | 1. Government Employee 2. Pensioners |
| MMLSAY Registration Start Date | 2 Oct 2023 |
| MMLSAY Registration Last Date | Notify Soon |
| MMLSAY Official Website | https://atalamritabhiyan.assam.gov.in/latest/mukhya-mantri-lok-sevak-arogya-yojana |
| Join Telegram Group | Join Here |
MMLSAY | Mukhya Mantri Lok Sevak Arogya Yojana 2023 Eligibility
All the Government employees and pensioners drawing salary and pension from the state exchequer are eligible for Assam MMLSAY Scheme 2023.
How to Apply Mukhya Mantri Lok Sevak Arogya Yojana 2023?
To apply for the Mukhya Mantri Lok Sevak Arogya Yojana the eligible candidates can follow the below mentioned steps.
- Go to the Mukhyamantri Lok Seva Arogya Yojana Official Website at https://mmlsay.assam.gov.in/
- Now click on the Beneficiary log in/Registration
- Candidates need to choose the employment type, it will be either Employee or Pensioner
- After that candidates need to register by using PAN number or PPAN number or GPF Number for employee
- For the Pensioner candidates need to register by using PAN Number or PPO Number